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Archive for the ‘Health Insurance’ Category
more...Update 2-2-2012
February 1st, 2012 by Your Insurance Advisor
As part of the Affordable Care Act, states had until Jan. 1, 2012, to strictly or similarly meet National Association of Insurance Commissions (NAIC) standards. Otherwise, health insurance issuers offering non-grandfathered plans and policies in the state would be required to choose a federally administered process or contract with an accredited independent review organization. The [...]
Revisions to Pre-Existing Conditions for BCBSTX members
August 18th, 2010 by Your Insurance Advisor
Pre-Existing Condition Exclusions Blue Cross and Blue Shield of Texas (BCBSTX) has revised the chart published last month defining how pre-existing condition waiting periods will be applied to insured and self-funded (ASO) business. Insured – BCBSTX will waive pre-existing condition exclusions for all enrollees up to age 19, and for all dependent children up to [...]
Are you concerned about qualifying for a health insurance plan, or being able to afford one?
April 27th, 2010 by Your Insurance Advisor
Many Americans worry about their health. Specifically, they worry about being able to pay for their health care expenses if something bad happens. Unfortunately, it’s not even really a matter of if, but of when. For many Americans struggling to make ends meet, especially now during this difficult recession when many of us are worried [...]
Timeline for Health Care Bill Provisions
April 15th, 2010 by Your Insurance Advisor
There are many questions and concerns over the future role of insurance agents and consumers in all of the new provisions in the health care legislation being considered. The reforms currently taking place leave many people feeling uncertain not only as to what exactly is going to happen and how its going to work, but [...]
Individual or Group Major Medical Health Insurance?
April 15th, 2010 by Your Insurance Advisor
For the majority of Americans, individual and family major medical health insurance policies are a better fit, if they are healthy and are younger than age sixty years old. The three reasons that individual and family major medical health insurance plans are a better fit are that these types of major medical health insurance plans [...]
What’s the best way to shop for health insurance?
April 13th, 2010 by Your Insurance Advisor
Recently, a friend asked me what I thought was the best way to go about buying major medical health insurance for his family. He received coverage from his employer, but to cover his wife and children with the same plan was quite expensive. I advised him to look at an individual and family major medical [...]
Is a 2 million dollar maximum enough?
April 9th, 2010 by Your Insurance Advisor
In a previous article, we looked at the 5 things your major medical health insurance plan should have in order to ensure that you are protected. One of those 5 things was the maximum amount of coverage that the insurance company will pay in case your should actually need to use your coverage. There are [...]
What limits should my health insurance policy contain?
April 9th, 2010 by Your Insurance Advisor
A good major medical health insurance policy, and this the one that you should buy, contains only one limit. That limit should be…
5 Must-Haves in a Health Insurance Plan
April 7th, 2010 by Your Insurance Advisor
Image via Wikipedia One area of worry for most Americans is the need for major medical health insurance. When the worst happens and a health insurance policy is needed, it usually means that everything else becomes unimportant, and the only thing that matters is the health of the insured, whether it is yourself, your child [...]
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