Archive For The “Health Insurance” Category
What’s Coming Up for the Affordable Care Act (ACA)
By Jorge Hiram Garcia, Your Insurance Advisor | March 29, 2012
Two of the most pressing ACA changes on the horizon for the marketplace are the implementation of the Summary of Benefits and Coverage and preparation for participating on the public exchanges. Upcoming changes to the Affordable Care Act that are looming include: Summary of Benefits and Coverage Beginning Sept. 23, 2012, all insurers and group [...]
Looking Back at The Affordable Care Act
By Jorge Hiram Garcia, Your Insurance Advisor | March 29, 2012
The Affordable Care Act, also known as ACA, has made an impact on healthcare for many consumers. This week the Supreme Court will hear arguments on challenges to the Affordable Care Act (ACA). Several of ACA’s provisions are already making an impact on the business of health care and individual consumers. Some of the provisions [...]
Congressional Update: Final Rule for Qualified Health Plans
By Jorge Hiram Garcia, Your Insurance Advisor | March 16, 2012
Final Rule Issued on Establishing Exchanges and Qualified Health Plans and Exchange Eligibility This week the Department of Health & Human Services (HHS) issued a final rule on the establishment of exchanges and qualified health plans, and exchange eligibility. The Affordable Care Act (ACA) requires states to establish exchanges by Jan. 1, 2014. The final [...]
Insurers Join Forces To Help Consumers – Major Medical Health Insurance
By Jorge Hiram Garcia, Your Insurance Advisor | February 14, 2012
Individual major medical policyholders soon will have access to one of the nation’s largest networks, bringing cost savings in many markets! Assurant Health has established a relationship with Aetna® allowing Assurant Health individual major medical policyholders access to the Aetna Signature Administrators® national PPO network starting in March. Aetna Signature Administrators national PPO network is [...]
Congressional Update: Afordable Care Act Final Regulations Update 2-10-2012
By Jorge Hiram Garcia, Your Insurance Advisor | February 10, 2012
The Affordable Care Act: Final Regulations Issued for Summary of Benefits and Coverage Yesterday, the Departments of Health and Human Services, Labor and Treasury released the final rule and related documents for the uniform Summary of Benefits and Coverage (SBC) provision of the Affordable Care Act. This provision requires all insurers and group health plans [...]
Congressional Update: Summary of Benefits and Coverage Compliance On Hold
By Jorge Hiram Garcia, Your Insurance Advisor | February 8, 2012
In recent news from Congress: The Affordable Care Act requires all insurers and group health plans to provide consumers with a Summary of Benefits and Coverage (SBC) at certain times, including upon request for information, at the time of application, at enrollment and annually upon re-enrollment. As the March 2012 implementation date for this provision [...]
New quarterly rates are available for Aetna Advantage Plans for Individuals, Families and the Self-Employed in the following states: Alaska Kansas Arizona Michigan Delaware Missouri District of Columbia Ohio Florida Oklahoma Georgia Texas Illinois Virginia
As part of the Affordable Care Act, states had until Jan. 1, 2012, to strictly or similarly meet National Association of Insurance Commissions (NAIC) standards. Otherwise, health insurance issuers offering non-grandfathered plans and policies in the state would be required to choose a federally administered process or contract with an accredited independent review organization. The [...]
Revisions to Pre-Existing Conditions for BCBSTX members
By Jorge Hiram Garcia, Your Insurance Advisor | August 18, 2010
Pre-Existing Condition Exclusions Blue Cross and Blue Shield of Texas (BCBSTX) has revised the chart published last month defining how pre-existing condition waiting periods will be applied to insured and self-funded (ASO) business. Insured – BCBSTX will waive pre-existing condition exclusions for all enrollees up to age 19, and for all dependent children up to [...]
Are you concerned about qualifying for a health insurance plan, or being able to afford one?
By Jorge Hiram Garcia, Your Insurance Advisor | April 27, 2010
Many Americans worry about their health. Specifically, they worry about being able to pay for their health care expenses if something bad happens. Unfortunately, it’s not even really a matter of if, but of when. For many Americans struggling to make ends meet, especially now during this difficult recession when many of us are worried [...]
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