Archive For The “Long Term Care Insurance” Category
Long term care insurance offers benefits & protection for smart consumers
By Jorge Hiram Garcia, Your Insurance Advisor | April 18, 2012
Many of us have a hard time picturing the benefits of long term care insurance. Long term care insurance offers many benefits & protection for smart consumers who plan ahead. Long term care insurance has many uses, and offers many benefits, but by its very nature, it is for the long term, many people have [...]
Looming Retirement? Make a Retirement Income Plan To Guarantee Income For Life
By Jorge Hiram Garcia, Your Insurance Advisor | April 13, 2012
If you are contemplating retirement or are planning to retire soon, you’ll need to plan in order to make sure your retirement years are as comfortable as possible for you. One thing you need to do is to make a retirement income plan with your insurance advisor to make sure you don’t run out of [...]
Survey Finds Costs of Long Term Care and Nursing Home Care Rising
By Jorge Hiram Garcia, Your Insurance Advisor | April 11, 2012
A recent survey by CareScout of Waltham, Mass., created the latest report by surveying about 15,300 U.S. LTC providers in 437 metropolitan statistical areas defined for the 2010 U.S. census. This survey found the following: The median price for a private nursing home room has increased about 4.2% in the past year, to $222 per [...]
Generation X and the Long Term Care Insurance Conversation
By Jorge Hiram Garcia, Your Insurance Advisor | March 1, 2012
Generation X & the long term care insurance conversation is not hard to imagine once you start taking a closer look at several interesting Gen X facts & LTC: Selling is a challenging task for anyone selling any product that involves time horizons longer than the 15-second attention span of a typical daytrader. If you’re [...]
Congressional Update: House Repeals CLASS
By Jorge Hiram Garcia, Your Insurance Advisor | February 9, 2012
Recent news from Congress: House votes to repeal CLASS Act The House voted last week to repeal the Community Living Assistance Service and Supports (CLASS) Act, a part of the Affordable Care Act. Republicans have been working to repeal the health reform law since December, a few months after the U.S. Department of Health & [...]
A growing concern for many Americans, especially Boomers, but also Americans in other generational groups, as well, is long term care. Long Term Care is vital because as a society we are living a lot longer than in the past. Recent advances in medical care and the treatment of disease and illness have advanced much [...]
What are some options for Long Term Care?
By Jorge Hiram Garcia, Your Insurance Advisor | April 26, 2010
The primary issue when receiving long term care for most seniors is what level of independence will they be able to retain. In effect, what this really means is what kind of level of independence can they afford. As always, it comes down to money, and being able to afford to pay for the appropriate level of long term care.
Image by Getty Images via Daylife Long Term Care, also referred to as LTC, or assisted living insurance, is a term that hardly any one can agree on what it means. Lots of people use it, but don’t really know what it means. Long Term Care (LTC) means regular assistance with medical care provided by [...]
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