Businessie.com, a blog about starting your own small business, published this article about the eight traits of a good investor. It’s got some good ideas, and is worth a read… The 8 Traits Good Investors Share Published at Businessie.com There are eight traits that most good investors share. These traits make it easy for them [...]
Your Insurance Advisor: Insurance Articles, Advice & News
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How can I determine how much disability insurance I need?
April 29th, 2010 by Your Insurance Advisor The goal of buying long term disability insurance is to make sure that if a disability occurs, you and your family will have enough financial resources to maintain your family’s lifestyle without having to make drastic changes. You’ll need to make some adjustments of course, but the goals is to ensure that those adjustments do [...]
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Why is the impact of disability worse than death?
April 28th, 2010 by Your Insurance Advisor Disability is the inability to earn a living (this means working for most of us) due to illness or injury. Long term disability results from this type of condition existing for a period of three months or longer. The longer the period of disability, the harder it becomes financially for the disabled, and his or her family.
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Are you concerned about qualifying for a health insurance plan, or being able to afford one?
April 27th, 2010 by Your Insurance Advisor Many Americans worry about their health. Specifically, they worry about being able to pay for their health care expenses if something bad happens. Unfortunately, it’s not even really a matter of if, but of when. For many Americans struggling to make ends meet, especially now during this difficult recession when many of us are worried [...]
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Insurance for your Pet
April 27th, 2010 by Your Insurance Advisor If you are a pet owner, and worry about paying your pet’s healthcare bills, there is a new program available that can cover your pet health care expenses and will pay up to 90% of those expenses. This pet health insurance plan covers all of the things you’d expect all the way up to 90% [...]
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Why we buy insurance
April 27th, 2010 by Your Insurance Advisor Many consumers do a poor job of protecting themselves from the long term loss of income due to a long term disability. The great majority of consumers who do buy this type of coverage do so through their employers, yet these types of employer provided long term disability insurance policies may not be the best choice for consumers.
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What are some options for Long Term Care?
April 26th, 2010 by Your Insurance Advisor The primary issue when receiving long term care for most seniors is what level of independence will they be able to retain. In effect, what this really means is what kind of level of independence can they afford. As always, it comes down to money, and being able to afford to pay for the appropriate level of long term care.
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What is Long Term Care?
April 24th, 2010 by Your Insurance Advisor Image by Getty Images via Daylife Long Term Care, also referred to as LTC, or assisted living insurance, is a term that hardly any one can agree on what it means. Lots of people use it, but don’t really know what it means. Long Term Care (LTC) means regular assistance with medical care provided by [...]
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What deductible should I choose in my auto insurance policy?
April 24th, 2010 by Your Insurance Advisor When it comes to auto insurance policies, the deductible amount that you choose can determine, in large part, the price you will pay. The higher the deductible amount, the more money you save on your monthly premium payment amount.
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What’s More Important Than Life Insurance?
April 16th, 2010 by Your Insurance Advisor With the advances in healthcare and living conditions, more Americans are living longer, healthier and exciting lives. These new lifestyles create additional needs related to how to care for themselves as they live longer and lead more active lives at advanced ages. In the past, the most men and women had to worry about was [...]
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