Many Americans worry about their health. Specifically, they worry about being able to pay for their health care expenses if something bad happens. Unfortunately, it’s not even really a matter of if, but of when. For many Americans struggling to make ends meet, especially now during this difficult recession when many of us are worried [...]
Your Insurance Advisor: Insurance Articles, Advice & News
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Are you concerned about qualifying for a health insurance plan, or being able to afford one?
April 27th, 2010 by Your Insurance Advisor -
Insurance for your Pet
April 27th, 2010 by Your Insurance Advisor If you are a pet owner, and worry about paying your pet’s healthcare bills, there is a new program available that can cover your pet health care expenses and will pay up to 90% of those expenses. This pet health insurance plan covers all of the things you’d expect all the way up to 90% [...]
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Why we buy insurance
April 27th, 2010 by Your Insurance Advisor Many consumers do a poor job of protecting themselves from the long term loss of income due to a long term disability. The great majority of consumers who do buy this type of coverage do so through their employers, yet these types of employer provided long term disability insurance policies may not be the best choice for consumers.
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What are some options for Long Term Care?
April 26th, 2010 by Your Insurance Advisor The primary issue when receiving long term care for most seniors is what level of independence will they be able to retain. In effect, what this really means is what kind of level of independence can they afford. As always, it comes down to money, and being able to afford to pay for the appropriate level of long term care.
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What is Long Term Care?
April 24th, 2010 by Your Insurance Advisor Image by Getty Images via Daylife Long Term Care, also referred to as LTC, or assisted living insurance, is a term that hardly any one can agree on what it means. Lots of people use it, but don’t really know what it means. Long Term Care (LTC) means regular assistance with medical care provided by [...]
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What deductible should I choose in my auto insurance policy?
April 24th, 2010 by Your Insurance Advisor When it comes to auto insurance policies, the deductible amount that you choose can determine, in large part, the price you will pay. The higher the deductible amount, the more money you save on your monthly premium payment amount.
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Timeline for Health Care Bill Provisions
April 15th, 2010 by Your Insurance Advisor There are many questions and concerns over the future role of insurance agents and consumers in all of the new provisions in the health care legislation being considered. The reforms currently taking place leave many people feeling uncertain not only as to what exactly is going to happen and how its going to work, but [...]
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Individual or Group Major Medical Health Insurance?
April 15th, 2010 by Your Insurance Advisor For the majority of Americans, individual and family major medical health insurance policies are a better fit, if they are healthy and are younger than age sixty years old. The three reasons that individual and family major medical health insurance plans are a better fit are that these types of major medical health insurance plans [...]
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What do I need car insurance for? Part 2
April 14th, 2010 by Your Insurance Advisor A few days ago, we discussed how big your liability can extend in case you are responsible for an accident. I got some responses back saying that my figures were exaggerated. Let’s take a closer look, and then we can decide if the figures were exaggerated. During our hypothetical drive, your phone rang and it [...]








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