There are many questions and concerns over the future role of insurance agents and consumers in all of the new provisions in the health care legislation being considered. The reforms currently taking place leave many people feeling uncertain not only as to what exactly is going to happen and how its going to work, but [...]
Your Insurance Advisor: Insurance Articles, Advice & News
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Individual or Group Major Medical Health Insurance?
April 15th, 2010 by Your Insurance Advisor For the majority of Americans, individual and family major medical health insurance policies are a better fit, if they are healthy and are younger than age sixty years old. The three reasons that individual and family major medical health insurance plans are a better fit are that these types of major medical health insurance plans [...]
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What do I need car insurance for? Part 2
April 14th, 2010 by Your Insurance Advisor A few days ago, we discussed how big your liability can extend in case you are responsible for an accident. I got some responses back saying that my figures were exaggerated. Let’s take a closer look, and then we can decide if the figures were exaggerated. During our hypothetical drive, your phone rang and it [...]
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What’s the best way to shop for health insurance?
April 13th, 2010 by Your Insurance Advisor Recently, a friend asked me what I thought was the best way to go about buying major medical health insurance for his family. He received coverage from his employer, but to cover his wife and children with the same plan was quite expensive. I advised him to look at an individual and family major medical [...]
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Do I need Road Service Coverage in My Car Insurance Policy?
April 13th, 2010 by Your Insurance Advisor Road service coverage is commonly offered by car insurance carriers as additional coverage in your car insurance policy, and can add a few dollars to your monthly car insurance bill. Is this extra coverage worth it? Well, it depends on your needs, but, and the number of claims that your car insurance policy will allow [...]
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What is PIP?
April 12th, 2010 by Your Insurance Advisor Personal injury protection, or PIP as it’s commonly referred to, even though not many people know what it means, or what it does, is part of your car insurance policy’s medical coverage. Each state determines what medical coverage your car insurance policy should contain. This coverage generally is addressed by two different sections. One section [...]
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What do I need car insurance for?
April 11th, 2010 by Your Insurance Advisor Automobile insurance, or car insurance as most people refer to this type of insurance coverage, is an essential component of most American’s financial plan. One simply has to have it in order to protect one’s personal assets in case something bad happens. Since most Americans love their cars, and spend quite a bit of time [...]
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Is a 2 million dollar maximum enough?
April 9th, 2010 by Your Insurance Advisor In a previous article, we looked at the 5 things your major medical health insurance plan should have in order to ensure that you are protected. One of those 5 things was the maximum amount of coverage that the insurance company will pay in case your should actually need to use your coverage. There are [...]
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What limits should my health insurance policy contain?
April 9th, 2010 by Your Insurance Advisor A good major medical health insurance policy, and this the one that you should buy, contains only one limit. That limit should be…
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5 Must-Haves in a Health Insurance Plan
April 7th, 2010 by Your Insurance Advisor Image via Wikipedia One area of worry for most Americans is the need for major medical health insurance. When the worst happens and a health insurance policy is needed, it usually means that everything else becomes unimportant, and the only thing that matters is the health of the insured, whether it is yourself, your child [...]








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