Recently, a friend asked me what I thought was the best way to go about buying major medical health insurance for his family. He received coverage from his employer, but to cover his wife and children with the same plan was quite expensive. I advised him to look at an individual and family major medical [...]
Your Insurance Advisor: Insurance Articles, Advice & News
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Do I need Road Service Coverage in My Car Insurance Policy?
April 13th, 2010 by Your Insurance Advisor Road service coverage is commonly offered by car insurance carriers as additional coverage in your car insurance policy, and can add a few dollars to your monthly car insurance bill. Is this extra coverage worth it? Well, it depends on your needs, but, and the number of claims that your car insurance policy will allow [...]
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What is PIP?
April 12th, 2010 by Your Insurance Advisor Personal injury protection, or PIP as it’s commonly referred to, even though not many people know what it means, or what it does, is part of your car insurance policy’s medical coverage. Each state determines what medical coverage your car insurance policy should contain. This coverage generally is addressed by two different sections. One section [...]
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What do I need car insurance for?
April 11th, 2010 by Your Insurance Advisor Automobile insurance, or car insurance as most people refer to this type of insurance coverage, is an essential component of most American’s financial plan. One simply has to have it in order to protect one’s personal assets in case something bad happens. Since most Americans love their cars, and spend quite a bit of time [...]
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Is a 2 million dollar maximum enough?
April 9th, 2010 by Your Insurance Advisor In a previous article, we looked at the 5 things your major medical health insurance plan should have in order to ensure that you are protected. One of those 5 things was the maximum amount of coverage that the insurance company will pay in case your should actually need to use your coverage. There are [...]
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What limits should my health insurance policy contain?
April 9th, 2010 by Your Insurance Advisor A good major medical health insurance policy, and this the one that you should buy, contains only one limit. That limit should be…
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5 Must-Haves in a Health Insurance Plan
April 7th, 2010 by Your Insurance Advisor Image via Wikipedia One area of worry for most Americans is the need for major medical health insurance. When the worst happens and a health insurance policy is needed, it usually means that everything else becomes unimportant, and the only thing that matters is the health of the insured, whether it is yourself, your child [...]
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What is waiver of premium?
April 6th, 2010 by Your Insurance Advisor A waiver of premium rider is actually an option that is available in a life insurance policy that pays the life insurance policy premiums if the insured becomes disabled and unable to make the policy premium payments.
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Credit Cards and Potential Identity Theft Problems
April 5th, 2010 by Your Insurance Advisor In this time of economic downturn and financial difficulties, most industries are shrinking or cutting back. Not so the credit card industry. The credit card industry seems to be growing, not slowing down. According to recent studies, the average American household has at least one credit card. In fact, this survey found that 81% of American households have at least one credit card. Many American households have more credit cards than they can wisely handle.
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Auto Insurance for Married Couples
April 5th, 2010 by Your Insurance Advisor A common mistake many young families make when buying auto insurance is to list the policy only under one name – usually the husband’s name. This type of mistake can lead to serious gaps in your auto insurance coverage under certain circumstances. While none of us like to think that our relationships will end, we all know that they do. An unnamed spouse, in this instance may soon find that not being listed on the policy may leave them out in the cold in case a claim should become necessary.








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