Posts Tagged “insurance quotes”
Annuities: How Does A Single Premium Immediate Annuity Work?
By Jorge Hiram Garcia, Your Insurance Advisor | June 3, 2010
When you buy an annuity, you pay a certain amount of money called an insurance premium. This premium can be paid all at once in the beginning (called a single premium annuity), or it can be paid in installments (a flexible premium annuity). When an insurance company receives the premium from you, the premium is gathered and collected, or pooled, with the premium paid by all of the other people that buy annuities from the insurance company.
Consumers purchase annuities to protect themselves from running out of income during their lifetime. When selecting an annuity care should be taken to decide at what point in time that income is desired. There are two possible choices for consumers to make: Immediate or Deferred.
If you are a pet owner, and worry about paying your pet’s healthcare bills, there is a new program available that can cover your pet health care expenses and will pay up to 90% of those expenses. This pet health insurance plan covers all of the things you’d expect all the way up to 90% [...]
Image by Getty Images via Daylife Long Term Care, also referred to as LTC, or assisted living insurance, is a term that hardly any one can agree on what it means. Lots of people use it, but don’t really know what it means. Long Term Care (LTC) means regular assistance with medical care provided by [...]
Individual or Group Major Medical Health Insurance?
By Jorge Hiram Garcia, Your Insurance Advisor | April 15, 2010
For the majority of Americans, individual and family major medical health insurance policies are a better fit, if they are healthy and are younger than age sixty years old. The three reasons that individual and family major medical health insurance plans are a better fit are that these types of major medical health insurance plans [...]
What’s the best way to shop for health insurance?
By Jorge Hiram Garcia, Your Insurance Advisor | April 13, 2010
Recently, a friend asked me what I thought was the best way to go about buying major medical health insurance for his family. He received coverage from his employer, but to cover his wife and children with the same plan was quite expensive. I advised him to look at an individual and family major medical [...]
Automobile insurance, or car insurance as most people refer to this type of insurance coverage, is an essential component of most American’s financial plan. One simply has to have it in order to protect one’s personal assets in case something bad happens. Since most Americans love their cars, and spend quite a bit of time [...]
In a previous article, we looked at the 5 things your major medical health insurance plan should have in order to ensure that you are protected. One of those 5 things was the maximum amount of coverage that the insurance company will pay in case your should actually need to use your coverage. There are [...]
What limits should my health insurance policy contain?
By Jorge Hiram Garcia, Your Insurance Advisor | April 9, 2010
A good major medical health insurance policy, and this the one that you should buy, contains only one limit. That limit should be…
5 Must-Haves in a Health Insurance Plan
By Jorge Hiram Garcia, Your Insurance Advisor | April 7, 2010
Image via Wikipedia One area of worry for most Americans is the need for major medical health insurance. When the worst happens and a health insurance policy is needed, it usually means that everything else becomes unimportant, and the only thing that matters is the health of the insured, whether it is yourself, your child [...]
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