Posts Tagged “Social Security”
The New Risk You Need Protection From: Living Longer Than Expected
By Jorge Hiram Garcia, Your Insurance Advisor | April 21, 2012
The number-one new risk consumers need to protect themselves against is longevity, or living longer than expected. To illustrate, if you take a husband and wife who are both 65, there is a 50/50 chance that one of them will live to age 92. There is a 25 percent chance that one of them will [...]
Funding For Retirement Income Poll Results from Generations X & Y
By Jorge Hiram Garcia, Your Insurance Advisor | March 10, 2012
A recent poll by Harris Interactive released the results of a study among investors between the ages of 21 and 50, and found that only a little more than one-third of investors are confident they will have enough retirement income or money for retirement. The study indicates that even though they understand how important planning [...]
The National Academy for State Health Policy has recently released a report on the new changes and provisions in the Patient Protection and Affordable Care Act which will affect Long Term Care (LTC) insurance for America’s seniors. Some of the “enhancements” found in these new changes are designed to help seniors avoid nursing homes, coordinate [...]
What’s More Important Than Life Insurance?
By Jorge Hiram Garcia, Your Insurance Advisor | April 16, 2010
With the advances in healthcare and living conditions, more Americans are living longer, healthier and exciting lives. These new lifestyles create additional needs related to how to care for themselves as they live longer and lead more active lives at advanced ages. In the past, the most men and women had to worry about was [...]
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